Applied wealthtech for investing
Academic knowledge is the basis for our unique Robo-Advisor
Most of our ideas are motivated by and well documented in academic literature. Keeping pace with developments in science is key. By making use of existing theory and combining it with our own ideas born of numerous interactions with experts, clients and friends, we have developed our unique investment engine.
ESTIMATING OWN CAPITAL MARKET ASSUMPTIONS (CMAs)
Estimating time-varying total returns
To often financial advice relies on historical return assumptions, which leads to overly optimistic or biased expectations from investors. We believe that more advanced methods that account for the time-varying nature of risk premiums need to be deployed.
We produce Capital Market Assumptions (CMAs) that rely on structural and reduced form econometric models with documented track-record.
BUILDING A ROBUST STRATEGIC ASSET ALLOCATION (SAA)
Creating your investment strategy portfolios
Estimating robust strategic portfolios is as much an art as it is science. Our portfolio building process is centered around a top-of-mind approach which uses three core investment vehicles accessible to everyone (domestic cash, bonds and equities).
Foreign assets (equity and inflation linked bonds) are added separately to the process, depending on the available investment amount or necessity.
DERIVING YOUR DYNAMIC INVESTMENT STRATEGY
Deriving the optimal investment strategy
Deriving the optimal dynamic investment strategy over time is the core of our innovation. By solving the investment plan recursively, we believe to apply the currently most sophisticated numerical procedure to goal based investment available today.